Terms and Conditions of Subscription Service

Read these terms carefully before subscribing. They govern your access to and use of our financial planning subscription service.

October 7, 2025

Acceptance of Terms

By using this site or subscribing to our service, you agree to these Terms and Conditions. If you do not agree, do not use the service.

Definitions

Key terms used throughout these Terms are defined below.

• "Service" refers to the financial planning subscription offered by our company as described on this website.
• "User" means any individual who accesses, browses, or subscribes to the Service.
• "Advisor" means an employee or representative providing consultations and analytical reviews as part of the Service.
• "Fee" is the monthly subscription amount payable by the User.

Service Usage

The Service is for informational and planning support only. It does not constitute investment, legal, or tax advice.

Eligibility

You must be at least 18 years old and reside in Australia to subscribe to our Service.

Proof of age or residency may be required.

User Responsibilities

Users must provide accurate information and comply with all applicable laws.

• Keep login credentials secure and confidential.
• Notify us immediately of any unauthorised access or security breach.
• Use the Service for lawful purposes only.
• Respect the confidentiality of consultations and analytical reviews.

Prohibited Uses

You may not use the Service for unlawful or prohibited activities.

• Attempt to gain unauthorised access to our systems or data.
• Impersonate another person or misrepresent your identity.
• Use the Service for commercial resale or distribution.
• Transmit harmful or malicious code through the Service.
• Interfere with the functioning of the Service.

Intellectual Property

All content, branding, and materials on this website are owned or licensed by us. Unauthorised use, copying, or distribution is strictly prohibited.

User Content

Users may submit questions or feedback through forms. All submissions must comply with these Terms.

Privacy and Data Protection

Your personal information is handled as described in our Privacy Policy. We prioritise confidentiality and data security in all interactions. View Privacy Policy

Disclaimer of Warranties and Results

We do not guarantee specific outcomes or performance results from the Service.

Limitation of Liability

We are not liable for any damages or losses resulting from your use of the Service, except as required by law.

Indemnification

You agree to defend and hold us harmless from any claims, damages, or liabilities arising from your use of the Service.

Dispute Resolution and Jurisdiction

All disputes are governed by Australian law and must be resolved as outlined below.

Applicable Law and Venue

These Terms are governed by the laws of New South Wales, Australia.

Termination

We may terminate your access for breach of these Terms or applicable law. You may cancel your subscription at any time.

Modifications

We reserve the right to update these Terms. Continued use of the Service constitutes acceptance of changes.

Severability

If any part of these Terms is invalid, the remainder will continue in effect.

Entire Agreement

These Terms constitute the entire agreement between you and us regarding the Service.

Contacting Our Team

For questions or concerns about these Terms, contact us below.